How much does the average household spend on vacation?

10
Nov,2015

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Stephanie and I were lately planning our vacation post-Christmas. Yes, we have already started preparations for it. Not financial planning actually as we already have a separate savings account where we keep a portion of our monthly income to build…

How we keep our household budgeting less painful

27
Oct,2015

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Budgeting is no fun. It’s an evil that most of us deal with every month without fail just because it’s necessary. We all know it’s messy, frustrating, time-consuming, but few admit. In front of our neighbors, relatives, and friends we…

5 Rules for a stress-free and effective home budgeting

14
Aug,2015

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Spending less than what we make is often concluded by industry experts as the best personal finance goal one could ever shoulder. This goal always helps us stay away of debt, build up an emergency fund, and nonetheless, stash away…

Creating a budget that works for you

4
May,2015

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Budgeting is something most people hate to assume or simply don’t know how to carry out. If a good budget is in place and you stick to it, you’ll be more successful at keeping a home, a car, and your…